History of Self-Directed IRA or Real Estate IRA

- In 1975, as part of the Employee Retirement Income Security Act of 1974 (ERISA) and the creation of IRAs, self directed IRAs were also permitted.

- At that time, qualified plans, such as Defined Benefit, Profit Sharing and Money Purchase Pension Plans, were self-directed IRAs.

- The investments of choice were most commonly real estate and notes.

- The self directed portion of the retirement industry continues to evolve and today is an accepted investment diversification strategy.

- Investors are able to purchase a wide variety of assets that comply with the federal rules guiding permitted transactions through IRAs and 401k plans.